Personally, I would push, as best of a bad job, for personal healthcare budgets.

In theory I agree, though if you could manage to implement such a reform in the face of the accusations of privatising the NHS which would doubtless be flung from all corners, well...would you kindly run for Parliament so I can vote for you? I doubt you'll find predicting which constituency I'll be living in at the next election very difficult compared to that challenge.