Matthew's Journal

I seem to be spending my life arguing about road traffic accident rates on LJ! That publication at least says there are 32 million cars, with 3 million claims on the insurance (but only 281,000 severe accidents per year, obviously cars crumple before people). Which is crazy-high (1 in 10 cars claim on their insurance in a year?) But still, I think average milage is about 10,000 so if it's a 10% chance of crashing in 10,000 miles, then, very crudely, it would be a 0.001% chance of crashing in 1 mile, making Emp's 10 mile journey carry a 0.01% chance of crashing - so the excess cover should be more like 5p than 5 pounds.