gerald_duck: (penelope)
posted by [personal profile] gerald_duck at 03:52pm on 19/02/2008
Unfortunately, most insurers put in a clause along the lines of "if you think there's any reason why you're more than averagely likely to have things go wrong you have to tell us this so we can up the premium".
 
posted by [identity profile] alextfish.livejournal.com at 04:03pm on 19/02/2008
Thankfully they don't seem to count "I'm the kind of person who loses/damages my phone", which is my reason for having had insurance on my expensive PDAphones for the past 8 years; I think I've claimed on it more years than I haven't, but they don't seem to be upping my premium.

Otherwise, I agree entirely with the point, and wouldn't pay a waiver like that.

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