(no subject)

posted by [identity profile] 3c66b.livejournal.com at 06:13pm on 19/02/2008
Normal insurance contracts I have known specifically exclude any vehicle that you're using on a commercial basis (hire cars, courtesy cars, etc): presumably so that the insurers can make more money.
[parent entry] [link] [parent] [reply]
 

(no subject)

posted by [identity profile] chris-maslen.livejournal.com at 06:35pm on 19/02/2008
You can use your own insurance to cover a hire car or a courtesy car but there are a couple of pitfalls.

1) Usually garages want you to have fully comp cover if you're putting a courtesy car onto your own cover.

2) Your insurance company usually want to add a small premium to add another car to your policy temporarily (this isn't that unreasonable as people are more prone to having accidents in unfamiliar vehicles)

3) Usually neither the garage or hire company can tell you which vehicle you will be in before the day... but they will want a copy of the cover note providing cover for the vehicle from your insurer before they'll let you take the car away. So how much hassle that is depends on your insurance company, some used to get back to us within half an hour, some take up to 6 hours to supply a faxed copy of a cover note.
[link] [parent] [reply]

October

SunMonTueWedThuFriSat
      1
 
 2
 
 3
 
 4
 
5
 
 6
 
 7
 
 8
 
 9
 
 10
 
 11
 
12
 
 13
 
 14
 
 15
 
 16
 
 17
 
 18
 
19
 
 20
 
 21
 
 22
 
 23
 
 24
 
 25
1
26
 
 27
 
 28
 
 29
 
 30
 
 31