(no subject)

posted by [identity profile] deliberateblank.livejournal.com at 06:50pm on 29/05/2008
Hmm. Last time I did this I don't *think* I was charged a separate fee, but the transaction was converted at the bank's foreign currency exchange rate which may not be the best available.

Since I've just recently been sent a replacement debit card, I happen to have the informational leaflet which came with it handy. It says: "Cash can be withdrawn from cash machines worldwide wherever you see the Maestro or Cirrus symbols. [...] Foreign Currency exchange rates are shown on your statement against each transaction inclusive of an exchange rate adjustment charge - which is currently 2.75% to cover our handling costs and any card processing fees. Overseas cash machine withdrawals will also incur a transaction charge, currently 1.5% (min £1.75), which will be detailed separately on your statement."

That's HSBC by the way.

Probably not a great deal compared to proper ForEx places, but very convenient if you find yourself short.
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